Stormy Weather: Are Americans Prepared for a Rainy Day?

first_imgMy birthday is on Halloween, so every year I get super excited. I plan what my costume will be, decide how I want to celebrate and text all my friends to let them know. Last year, I was finally able… Full Story,Technology has transformed the way we dine out in groups. Gone are the days when friends take turns treating each other to nights on the town. Now that apps make money accessible everywhere, tabs are paid down to the cent… Full Story,Occupation: Copywriter Industry: Digital Marketing Age: 29 Location: Indianapolis, IN Paycheck (BiWeekly): $2,100/mo after HSA and 401(k) removed Monthly Expenses: Rent: $462.50 Car lease: $300 Insurances: $85 All other expenses Utilities: $200/mo Pet supplies: $30/mo Phone: $50/mo Streaming services: $15/mo… Full Story,Occupation: Digital advertising Age: 30 Location: San Francisco Bay Area Income: $5,200 month net post 401K, health insurance / HSA, and taxes Total Debt: $0 Monthly Expenses: Rent and utilities: $1,800 Auto: $275 including car insurance Internet/mobile: $120 10:00 am:… Full Story,The holidays are time for family. Here are some fun ideas from our friends at Quotacy on how to make the most of this holiday season with your loved ones, with a bit of humor. ?   With the rise… Full Story,Occupation: Social Media Manager Industry: Digital Marketing Age: 26 Location: Indianapolis, IN Paycheck: $2,500/month after health/vision insurance deductions Monthly Expenses Rent: $700 Car Insurance: $65 Renters Insurance: $16 Utilities: $75 (Internet, Electric, Gas) Dental Insurance (not through work): $15 Hulu:… Full Story,On November 30th, The Financial Diet is kicking off their nationwide book tour for The Financial Diet: A Total Beginner’s Guide To Getting Good With Money in New York.  Join us when the tour hits your city and don’t forget… Full Story,Occupation: Data Analyst Industry: Digital Marketing Age: 31 Location: Menlo Park, CA Paycheck (BiWeekly): $1,700 after auto-savings, 401k, ESPP purchase, renters & auto insurance and health care removed I have everything removed automatically as I have trouble with in-the-moment spending…. Full Story,Occupation: Account Services & Freelance Writer Industry: Digital Marketing Age: 39 Location: Longmont, CO Paycheck (3): $4,700/mo includes salary and three freelance clients (side hustles) Monthly Expenses Rent: $900 Car loan: $275 Credit card payment: $450 All other expenses… Full Story,If you’re still in college or a recent grad working with a limited budget, the idea of implementing a healthy lifestyle can seem overwhelming and very expensive. If you aren’t careful, you might find yourself shelling out lots of cash… Full Storylast_img read more

12 Perfect Projects to Do with Kids

first_imgPRACTICE USING TOOLSBefore you start on a project, get kids comfortable with tools. Have them practice using a tape measure or hammering nails and tightening screws in scrap pieces of wood to gain confidence. Be sure to have them wear safety gear! The when you decide to start a project, make sure it’s age appropriate.CONSTRUCT A KID-SIZE WORKBENCHIf your child has taken a special interest in DIY, help them build their own workbench that they can use to create many more projects in the future. It’s an inexpensive project that will take about one day to complete. INDOOR HOPSCOTCHThis indoor hopscotch mat is the perfect project to do with your child on a stay-indoors day. All that’s needed is duct tape, stencils and an inexpensive carpet runner. START SEEDSGardening can be both rewarding and educational for children. One simple and inexpensive way to teach them about gardening is to start seeds. You can have kids read the planting instructions, plant and then tend to the seeds and seedlings as they grow.CHANGE A BIKE TIREBikes are an integral part of childhood. Proper bike care is also important for kids to learn. BUILD A FIRE PITBonfires are a fun way to spend an evening with friends and family. This kind of project is perfect for older kids who can help with shoveling and the placement of stones. MAKE REPURPOSED PLANTERSKids can learn more about sustainability by repurposing items from the home in the garden. Coffee cans, old cabinet drawers and teapots are just some of the items you can use as planters.TAKE SOMETHING APARTFor some, the most fun thing to do before building or repairing is taking apart. Have kids disassemble a fan to clean it, or open up a clock to see how it works.BUILD A BOOKSHELFThis project is perfect for older kids who are comfortable around power tools. It does require the use of a miter saw, so they will need proper safety gear and supervision.LITTLE KIDS CAN HELP WITH CERTAIN STEPSIf your child is too young for larger, more complex projects, have them help out with just a few smaller steps. Painting is one the easiest jobs for children to start with.MAKE A BIRD FEEDEROne of the greatest lessons an adult can provide a child is to teach them about nature. Once you’ve completed this bird feeder project together, have your child take notes on the birds it attracts to your backyard.BUILD A TREE HOUSEA special tree house is a magical part of many childhoods. While kids might not be able to participate in every step of the building process, they will definitely have fun helping with the design and hammering nails! Sourcelast_img read more