When Roger Major told MTN he was cancelling his 24-month contract from August 2016 to August 2018, he was charged an astronomical interest rate on the outstanding balance because he didn’t inform them in writing.“At the end of August I called to advise them I would not be renewing my contract. They told me because I was late informing them, I was obliged to pay for an extra month, this meant 25 months. That was the end of the phone conversation. I never heard any more about it and thought they had waived this extra month. “Then in February this year they rang me and told me I still owe R566 for the extra month which I had not paid. I said okay, send me the bank details and I will pay. Which I did and thought that was the end of it.“More than a month later they rang again and said I was R10 short. Send me the bank details again and I will pay the R10. They said I now owed R65 because of interest. I said I will pay the R10 I owe you. You have waited this long to allow the interest to accumulate and in so doing get more money from me. But they insisted I pay R65 and I put the phone down,” the Sea Point resident said.Then MTN called Mr Major again demanding R85. “I explained again that I will pay them the R10 that I was originally short. Their interest increases are unacceptable and they could have explained this to me before the interest started to accumulate. Their interest rate is 1 200%. Can they do this?,” Mr Major asked.Actually, no: the prescribed rate of interest was changed on September 1 this year to 10% a year. The previous rate was 10.25%. According to the Prescribed Rate of Interest Act, interest on debts where no rate is prescribed is calculated at the repo rate plus 3.5%.Interestingly, each state in America has its own interest rate laws, that help consumers by placing a limit on the amount of interest a creditor can charge. The legal maximum in Maryland is 6%, but can be 8% under a written contract. Maybe we should all move to Maryland.MTN said when a subscriber signs a contract after the term has been reached, it will continue on a month-to-month basis until MTN receives a written notice for termination.“We refer to the subscriber agreement that a consumer may cancel the contract by giving us written notice (not by SMS) of cancellation before the end of the initial contract period. Mr Major gave notice after the contract period, so he was liable for the additional month. If this notice had not been received the contract would have continued until we received a cancellation notice. “We hand over the accounts to external debt collectors after 90 days of non-payment. Our record shows Mr Major had an outstanding amount of R500.11 from August 2018. “When the account is handed over it will attract legal fees billed by debt collectors. We have asked the collection team to close the file and stop all communication with Mr Major as the MTN SP account has been settled,” MTN said.Mr Major confirmed that it had been dropped. “Thank you very much for your assistance.”Shaz Pather of Parklands asked for help on behalf of her domestic worker, Zizipho Macamba, who paid R1 400 cash for a Samsung device from Jet (MTN) in Mitchell’s Plain. “Within a few days the on/off button didn’t work. She couldn’t get off work within the seven-day (return) clause. “When she went back to the store three weeks later, they told her the device would be sent to Johannesburg for repair and would take up to six weeks. Jet took Ms Macamba’s daughter’s cell as an alternative number but they never called her. After numerous enquiries, costly taxi fares from Khayelitsha, she got nowhere. On her last trip she was told the MTN workshop had closed, so they sent the cell to a repair shop in Canal Walk. She should call them and they will deliver it. She received a WhatsApp, saying to collect and pay an additional R250 (for a new cell). “I was also given the run-around by Jet, MTN and Samsung. The repair store, Fix-It, said pay or we will destroy it in three months. Please help as this has been going on for six months already,” Ms Panther said.MTN said Jet sold Ms Macamba a new handset as ordered from the MTN warehouse. They are not refurbished units. “Our warranty assessment requires the customer to return the handset to the store. In this case Jet stores were meant to keep the customer informed but they didn’t. The warranty was voided due to the physical damage on the power button. Ms Macamba was billed R250 for the repair of this part.“However, we decided to replace the handset and we will keep in contact with Ms Macamba until the matter has been settled,” MTN said.Ms Pather said the new handset was delivered to Ms Macamba at the end of September. “We want to thank you for your amazing assistance in sorting out her MTN problem. Her new cell was dropped off at my home. She was very teary, but grateful. It was a long struggle but we are pleased it’s over.”
Bart Bingham (left) with Bill Copeland.PSC Golf from the Pattaya Links Golf SocietyMonday, March 26, Pleasant Valley – StablefordA Flight1st Chris Barker (12) 38pts 2nd John Kelly (16) 36pts3rd Colin Smith (13) 34ptsB Flight1st Len Jones (27) 39pts2nd Richard Dobson (26) 36pts3rd Bart Bingham (23) 35ptsThe final week of high season began with a trip to Pleasant Valley with the society taking thirty golfers for a field divided into two flights at sixteen and under.The course was in reasonable condition with generally well grassed fairways which were soft and damp in places and greens which were moderately paced but showed signs of recent sanding, leaving them patchy.Playing from the blue tees the top flight saw Colin Smith take third place with 34 points whilst Irish golfer John Kelly had to settle for second with 36 points. The flight winner was Chris Barker, continuing the form he displayed last week, finishing with 38 points.The second flight saw last week’s hero Bart Bingham take third place with 35 points, only one behind runner-up Richard Dobson on 36 points. The flight winner was Len Jones and his 39 points rewarded him with his first Green Jacket at the Links. Twice previously he has been denied by countback but this time his power off the tee and from the fairways more than merited his fine result.Near pins went to Jamie Booterburgh (5), Gerner Lykke (8), Bill Copeland (13) and Richard Dobson (17) whilst consolation awards went to Rod Stevens (best front nine, 19 points) and Tony Browne (best back nine, 20 points).Wednesday, March 28, Silky Oak – Stableford1st Bart Bingham (23) 45pts2nd Niels Peter Kristensen (20) 38pts3rd Colin Smith (13) 37pts4th John Chelo (19) 36pts5th Pat Lavin (11) 36ptsOn Wednesday two dozen golfers visited quirky Silky Oak to play a stableford competition in a single flight. Fairways at the course are always well grassed but greens have always been a problem with their slower speeds and, at the moment, they are very patchy.In fifth place and losing on count-back was Pat Lavin with 36 points, pipped as he was by John Chelo on the same score. In third place was the redoubtable Welshman, Colin Smith with an excellent 37 points, one behind runner-up Nils-Peter Kristensen with 38 points.The winner with an astounding 45 points was Bart Bingham. All the hours of practice are finally paying off for the American golfer.Near pins went to Phil Mitchell (3), Gerner Lykke (6), Nils-Peter Kristensen (8), Bart Bingham (14) and Tip Briney (16) and the consolation awards went to Paul Chesney (best front nine, 21 points) and Phil Davies (best back nine, 20 points).Friday, March 30, Eastern Star – StablefordA Flight1st Marco Beer (15) 36pts2nd Maurice Roberts (13) 35pts3rd Jon Batty (6) 34ptsB Flight1st Mike Tottenham (23) 35pts2nd Martin Patch (17) 34pts3rd Billy Hill (30) 31ptsLen Jones.The society ended its most successful high season ever with a visit to Eastern Star on Friday, with twenty-nine golfers set on enjoying a day’s golf on one of the most challenging courses in the area.Eastern Star did not disappoint as a hot and humid day was spent grappling with hard fairways and quick greens in a strong breeze which brought the ubiquitous OB and water into play.In the second flight Troon’s Billy Hill again enjoyed a good round, finishing in third place with 31 points. Second place went to Martin Patch with 34 points whilst competition debutant Mike Tottenham won his spurs with a fine round of 35.The top flight contained some quality golfers and Jon Batty, playing off six, set the best gross standard for the day with his score of 34 points giving him third place. The runner-up was Maurice Roberts with a splendid 35 points. The best points score of the day was recorded by Marco Beer on his return, and he fired 36 points to take the green jacket.Near pins went to Russell Exley, Colin Smith, John Chelo and Mike Tottenham whilst the consolation winners were Jon Dean (best front nine, 17 points) and again Derek Phillips (best back nine, 19 points).
Advertisement du4NBA Finals | Brooklyn VsxtjWingsuit rodeo📽Sindre E94( IG: @_aubreyfisher @imraino ) 8ksWould you ever consider trying this?😱3bz3zCan your students do this? 🌚v4z2Roller skating! Powered by Firework The reason behind Ole Gunnar Solskjaer’s brutal physical regime at Manchester United has been revealed. The training sessions of Manchester United are now getting very lengthy and the players only get one day off in the preseason training. So, the players are getting exhausted in the training sessions.Advertisement The vibes are coming that the players are not very much happy with the new training system of the manager. Accoding to the close sources, they are naming this technique too much British. Ole Gunnar Solskjaer wants Manchester United to be a good counter attacking team. To become a good counter attacking team, you must have to work very hard in the training session.Advertisement When, the club management of the Red Devils reviewed the performance of the previous season, they found that Manchester United failed to qualify to the Champions League in the next season because they could not play as a counter attacking side. In the training session of Solskjaer, we can witness the short sprints more than long runs. These things are suggesting that the manager of the Red Devils are determined to make Manchester United a good counter attacking side in this season. The inclusion of players like Aaron Wan Bissaka will certainly help him to implement this system properly.Daniel James is now officially a player of Manchester UnitedAdvertisement Advertisement
Galway referee Alan Kelly of Rahoon/ Newcastle will be the man in the middle for the upcoming All Ireland semi-final between Limerick and Kilkenny on Saturday July 27th. print WhatsApp Facebook Twitter Email It’s also been announced that Cathal McAllister of Cork will referee the All Ireland Minor Hurling Quarter Final Round 3 game between Galway and Clare in Portlaoise on Saturday. Throw in is at 3pm.
Should Jermain Defoe have been heading to France next week? The Sunderland striker ended the Premier League season in red-hot form, but he was snubbed by Roy Hodgson when he named the England squad for Euro 2016, instead choosing Wayne Rooney, Daniel Sturridge, Jamie Vardy, Harry Kane and Marcus Rashford. The 33-year-old has 55 senior Three Lions caps and many fans were calling for his inclusion for the Euros, which starts on Friday. He netted 18 goals in all competitions for Sunderland in 2015/16 and the ex Tottenham, West Ham and Portsmouth front man Defoe played in Sunday’s Soccer Aid charity match at Old Trafford, scoring twice against a Rest of the World team made up of ex pros and celebrities. His brief cameo – sent on by club manager Sam Allardyce, who was managing the England side – showed his sharpness and deft touch and England fans believe he should be with Hodgson’s squad heading across the English channel next week. See some of the best social media reaction, and both goals below: 1 [email protected] makes it 3-2 for England! That mazy run from Dyer, though 🙌 #SoccerAid https://t.co/xwh7gjXqyz— Soccer Aid ⚽️ (@socceraid) June 5, 2016 [email protected] continues his rich vein of goalscoring form to level the score for England! 🔥 https://t.co/s3gtBX5gfI— Soccer Aid ⚽️ (@socceraid) June 5, 2016 Jermain Defoe netted twice for England in the Soccer Aid charity match
Why Tech Companies Need Simpler Terms of Servic… 8 Best WordPress Hosting Solutions on the Market Tags:#Analysis#web A Web Developer’s New Best Friend is the AI Wai… As you can see, they look at the musicians I listen to a lot and then recommend people that are either similar in sound or people who were influencers of or influenced by my favorites. These are followed by recommendations from friends and music-based groups on the site.So, collaboratively filter and recommend or die?These are only some of the major players that have embraced (CF) and personalized recommendations – Netflix and Amazon come to mind among others. As you can see from above, it is certainly possible to have a good collaborative filtering system without a recommendation engine (as seen in Flickr). It is optimal, however, for the users (because their experience is better) and your site (because users will participate more often and generally be happy with your product) if you throw in some recommendation system a-la Last.fm, the most robust of the lot by far.This is a guest post by Muhammad Saleem, a social media consultant and a top-ranked community member on multiple social news sites. You can follow Muhammad on Twitter. muhammad saleem 1 Collaborative Filtering (Wikipedia definition) is a mechanism used to filter large amounts of information by spreading the process of filtering among a large group of people. Unlike mainstream media where there is either one or very few editors setting guidelines, the collaboratively filtered social web can have infinitely many editors and gets better as you increase the number of participants.There are two basic principles involved in Collaborative Filtering. 1. The Wisdom of Crowds and Law of Large Numbers suggest that as communities grow, not only does a large (diverse, independent, etc.) community make better decisions than a handful of editors, but the larger a community gets, the better its decisions will be. Therefore, we can hypothetically create a Collaboratively Filtered newspaper, television channel, radio station, etc., which would be better (for the community) rather than any other arbitrarily selected medium. In fact, as we will see, services like Digg, YouTube, and Last.fm, are trying to do exactly that – (CF) based media outlets.2. The second principle of Collaborative Filtering suggests that in any such large community, with enough data on individual participants and on how the individual participants collaborate or correlate with each other, we can make predictions about what these users will like in the future based on what their tastes have been in the past, i.e. develop a collaboratively filtered recommendation engine. This, of course, relies on the fact that people’s interests, preferences, and ideologies don’t change too drastically over time.The two aspects of the (CF) system result in two very different and important results.The first gives you new, interesting, entertaining, and newsworthy information as judged by the community (in a way this is content that is the average of the interests of the entire community) and a good example of this is Digg’s front page. Not all the content will be directly relevant to your tastes and in fact some of it will be completely irrelevant to you. However, as the community grows and becomes more diverse and independent, the average news story promoted to the front page will be of interest to the average community member. Not satisfied with averages? This is where the second aspect comes into place.The second aspect of the (CF) system collects information on what kind of content and commentary you like and dislike, and based on your submission and voting habits, it does user-data-profiling. This user profile helps the site recommend content that has been submitted by users (or from sources) you generally agree with and find interesting, as well as topics that you usually vote up and tend to comment on. What this means is that by collecting enough information on how you interact with the site and with other users, the (CF) system can recommend content to you. The system finds the content and deliver it to you rather than it requiring you to scout for it. Furthermore, the more you use the recommendation system and vote up or down, the better it becomes with its recommendations.The important thing, one that not many social sites realize, is that a (CF) system that doesn’t automatically match content to your preferences, is inherently flawed. The reason for this is simple: Unless you can achieve perfect diversity and independence of opinion, one point of view will always dominate another on a particular platform. The dominant point of view on the social web is a left-leaning one, and without the ability to get the most appropriate pieces of content to the people that care most about them, the right-wing point of view gets buried almost every time.A perfect example of this was the Ron Paul supporters and the ease with which they were able to manipulate the social news sites. Now if you could match the right-wing viewpoint to the right-wingers, and the left-wing viewpoint to the left-wingers, and get both points of views across to people that are interested in healthy debate rather than partisan politics, you’re getting closer to the ideal system. A filtering system with preference-based recommendations, in essence, is the future of the social web.Who is using what system?The (CF) system is without a doubt the lifeblood of the social web. Even though different platforms apply it to varying extents, the system is still there at the core, and the social web would look more like rush hour in downtown Lahore if the community wasn’t actively policing the traffic.Social NewsIn the social news space, Digg and Propeller just use the system insofar as the front page is concerned (although Digg is set to release their recommendation engine this week). Once the content is promoted to the front page, the system’s job is done. The system works in that you get rid of spam and unoriginal thought, but it isn’t the best because it relies on averages rather than direct preferences of each participant. While these sites try to catch up and develop recommendation engines of their own, Reddit and StumbleUpon have leapfrogged them for a while now by having recommendation engines in place. These two sites also have similar concepts of a community front page (based on the average interests of the average community member) but they enhance your experience and incentivize increased participation by using your history of likes and dislikes to deliver the most high-quality and most relevant content to you. Furthermore, the normalization of Reddit’s front page shown how a one-front-page-for-all approach forces conformity and dilutes the individual experience, whereas normalization ensures that each user controls how content is distributed to him or her.Ultimately, even though there are some sites with little or no filtering (Slashdot, Fark, etc.), sites that use their (CF) based recommendation engines will continue to diminish the importance of active filtering from upcoming submission queues and improve the quality of user experience on an individual level.Video Streaming and SharingOnline video sites hosting and sharing sites are not much different. Site’s like YouTube have multiple filtering mechanisms that often perform the same functions without requiring votes per se. Viewability, for example, is determined by:1. Number of people currently watching a video2. Number of comments on a video3. User ratings and favorites.The problem with impressions-based system (like the one used by now understandably dead content aggregator Spotplex) is that just because you viewed something or commented on something doesn’t mean that it’s good. In fact, there are dozens of YouTube videos that I click on, don’t like them and then close the window (I see other people writing negative comments in poor English but I doubt that helps either). Some other sites like Break and Funny or Die use a StumbleUpon-like up/down voting system to determine what gets promoted to the front page. Again, while there are options to view similar/related videos and more videos from a user you like, there is no recommendation system using your rating and favoriting habits (and tags you like).Blogging and MicrobloggingFor the most part, blogs use a combination of most viewed, most linked, most commented, and highest rated, as mechanisms for displaying content that you might like. While this is a better idea than letting people go through trial and error, it doesn’t ensure that every visitor will be happy with what they see. For example, two very different posts on two entirely different topics can be the most viewed posts on your blog, and I might like one and not like another. At the same time, one has to wonder, at what point is it economical or time-efficient to start monitoring each individual user?StumbleUpon solves this problem for the ‘big guys’ by letting you StumbleThru one site for the content that you might like the most. The feature, however, is not available for all sites yet.Most Microblogging sites, unfortunately, have no filtering system at all. The signal to noise ratio debate rages on with respect to Twitter and its ilk. FriendFeed, however, launched a rudimentary recommendation feature that simple displays the top ‘liked’ and commented links.Photo Hosting and SharingWhen I was thinking about the concept of (CF) systems, photo-sites like Flickr and Photobucket weren’t even on my radar. Part of the reason for this is how most people I know use these sites, i.e., primarily for hosting and sometimes for finding creative commons images for embedding on their sites. I was, however, quite pleasantly surprised to see that Flickr has gone a long way to help people explore and discover excellent photography.The feature that most people are probably familiar with is Interestingness. The feature is quite robust. It takes into account things like where the referral traffic to the image is coming from, who is commenting on it and when, who marks it as a favorite and how many people like it, among other more nuanced things. But in addition to that, the site also has other great features such as exploring based on geotagging on a map of the world, popular tags, subject-based and quality-based groups, camera finder, and most recent uploads.The only thing left to add is a ‘photos you might like’ based on photos you have liked and commented on.Music Streaming and DiscoveryThe best implementations of a Collaborative Filtering (CF) system along with a preference based recommendation/discovery system that I have seen are always on music streaming and discovery sites. The implementation on Last.fm for example, is almost perfect in my opinion. First of all, whether you use their online streaming widget or use their desktop software, they monitor every single song you listen to and aggregate that data. They also track how artists jump on and fall off your radar on a week to week basis. They use that data to make specific recommendations and automatically create a radio station for you that plays Last.fm’s recommendations for you based on what you like.While that in itself is more than enough, they don’t stop there. They have another radio station for you that plays songs you usually like to listen, they show you what the entire Last.fm community is generally listening to, what your friends are listening to, and what your friends are recommending. It is a very robust system for aggregation, filtering, and recommendation. Here’s how the recommendation engine works: Top Reasons to Go With Managed WordPress Hosting Related Posts
One person is dead, and three others are badly hurt, after a Cooper County crash.The Highway Patrol says Haven Pennington’s car crossed the center line of Route U west of Prairie Home and hit a Jeep head-on at 10 a.m. Saturday.Michael Kendrick, 42, of Bunceton died. He was driving the Jeep. 40-year-old Melissa Kendrick of Bunecton and a 14-year-old boy in the Jeep have serious injuries. A seven-year-old in the Jeep has moderate injuries.Pennington, 19, was also badly hurt.
HyVee is now facing a class action lawsuit over that data breach.The suit filed this week says customers who had their credit card info stolen deserve to recover damages because of negligence by the grocery store chain.HyVee says the breach may affect you if you paid with a card at the gas pump or at the in-store restaurant at Columbia’s West Broadway and Conley Road locations. The fuel pumps at the West Truman Boulevard store in Jefferson City were also in the breach between last December and this July. Get more info here.Columbia native Dustin Murray is one of the people named in the lawsuit. It says he eats at the in-store restaurant about 2-3 times per month, and his debit card data was compromised.
Class 12 Results of almost all the major state boards excepting a few and the national boards like CBSE and CISCE are out and the admission process for various undergraduate courses at Delhi University (DU ) for the academic session 2014-2015 is all set to begin from tomorrow, June 2, 2014.A total of 77 colleges are affiliated to Delhi University . Registration forms will be available from June 16, 2014. Candidates can collect forms tomorrow onwards at dedicated registration centers.Colleges will release five cutoff lists for the general category and the first list will be out on June 24, the day admissions begin. After the declaration of the cut off lists by the University , the students will need to report to the college of their choice within the stipulated period.Students filling in the application or registration form have to fill in the actual marks obtained and leave it to colleges to deduct or add marks.Besides, the university informed students to fill in the names of all five subjects they have studied in the optical mark recognition (OMR) forms.Candidates can apply for admissions to undergraduate programmes both online and offline. With the introduction of centralised admission process, there will be no sale of forms in individual colleges, except for those candidates applying under sports and extracurricular activities categories.Important Dates:Issue and receipt of registration forms: June 2, 2014 to June 16, 2014 (9 am to 1 pm)Notification of first admission list: June 24, 2014Admission and payment of Fees: June 24, 2014 to June 26, 2014Notification of second admission list: June 26, 2014Admission and payment of Fees: June 27, 2014 to June 30, 2014Notification of third admission list: July 1, 2014Admission and payment of fees: July 1, 2014 to July 3, 2014advertisement
Episode #44 – June 12th, 2009 (Episode Length: 32 minutes, 36 second) Blog article: http://itunes.hubspot.tv to learn how to create a thriving blog. @ Names based on your page or personal name, no “generic” words allowed ) : Get your darn Facebook URL tonight at midnight! Closing Coming Soon: Facebook Usernames Inbound Marketing University ! (Starts next Monday.) FAQ: Learn how to build your business blog into an inbound marketing machine. Facebook Goes In-Vain DJ on the side! Eons.com Marketing Takeaway Originally published Jun 13, 2009 9:15:00 AM, updated July 04 2013 Remember to subscribe in iTunes: Headlines Marketing Takeaway Doing It Right Blog article: Many Twitter “accounts” are actually not that active: Inboundmarketing.com Announcing the June 2009 State of the Twittersphere Report Twitter Scavenger Hunt Meets Gossip Girl How to interact on Twitter: @ : New site where you can post questions, learn about inbound marketing, meet others, find and post jobs or sign up for World’s Largest Twitter Study by HubSpot Reports Over Half of Accounts Don’t Tweet Vacant Homes in Twitterville Contextweb Facebook (finally!) allows simple “vanity” URLs for profiles and pages (not groups) Download the free webinar Now at News release: asks, “How do you measure the effectiveness of public speaking engagements? How do you measure an ROI?” , a social network for baby boomers Facebook Usernames Coming Soon for Pages Announcement: Authenticity vs. Authority 55% of accounts are not following anyone Marketing Tip of the Week Battle of the Search Engine Marketing Fox Fever Forum Fodder : Publish interesting data in order to get PR. : Authenticity with gain you authority, which is what you need to worry about as a marketer. www.inboundmarketing.com/forum : Today’s big brands are being built with inbound marketing. The “buzz” has driven a lot of tire kickers to Twitter, more than passionate users. Google & Firefox have gone inbound with user generated content and creating a buzz: Intro mvolpe Bing is going outbound with the marketing blitz Special Guest: Jeff Taylor, Monster.com & Eons.com Mailbag Founder, CEO and Chief Monster of 55% of users have never tweeted Authenticity vs. Authority Nobody Recognizes The Chrome Icon, So Google Wants You To Make A Video About It (To ask a question that you’d like to appear in Forum Fodder, visit Lots of coverage in GigaOm, SF Chronicle, VentureBeat, NECN, Seattle Post Intelligencer, Monster.com Aquick question; if I embed a video from youtube on our website; do thewebsite video views get counted towards the youtube page total views? Marketing Takeaway 53% of users have no followers : Tonight at midnight, get your Facebook vanity URL! No cheating – business page must be from before May 31 and have 1,000+ fans Marketing Takeaway Webinar: Advanced Business Blogging Ken Lauher of karenrubin HubSpot released our second report on Twitter – “State of the Twittersphere – June 2009” SethGodin: “If it’s a word game, then authority wins, because authority isabout the perception of the consumer. If they believe you an authority,you are. In the long run, of course, authenticity will trump it,because your authority fades without it. The converse is not true. Andyes, it’s a word game.” Don’t forget to share this post! AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to Email AppEmail AppShare to LinkedInLinkedInShare to MessengerMessengerShare to SlackSlack